Value and Money (2)

Last week I wrote the first part of this two part blog post. There, I wrote about how my vision on money has changed over time. In this second blog post on the subject, I will explain how I try to incorporate this vision to find the right balance between value and money in my life.

Starting off, I believe it most important that I should not be afraid to be without money. Or if I have money, to lose it. In a recent blog post on fear-based life, I wrote about how fear can corrupt my behavior and does not serve me at all except for life threatening situations. This is not the case though, when it comes to losing or not having money. Nevertheless, I am made to believe that only through money I can acquire what I need. Consequently, making me prone to be afraid of not having any, because I can not survive otherwise. However, this is not the case. The true things that seem to be allowing us to live long and happy are: purpose, social contact, physical activity and a balanced whole food diet. The question is then, for which of these do I really need money?

The more money I have though, the more afraid I tend to get. When I would barely have enough money to buy my food, I will only lose that option. But what if I have so much I can buy a Ferrari, a boat and a house? When I lose money then, it seems I am losing a lot more. That is the moment life stops right? I lost it all, or not? As soon as I start seeing that money is corrupting my worldview I can start making decisions based on value. At the same time I believe, that when I run out of money, helping hands will be extended from places I could not have imagined before.

The second thing that I think is essential, is to do something I believe is valuable. Then, if it really is, the people around me will eventually notice it’s value as well. Regardless if this is expressed in my job, the way I treat my friends or how I use my garden. I believe this mindset will eventually spread in to every part of my life. Consequently, because we created a society that expresses value in money, the things I do will eventually be payed for in some form.

Equally decisive though, in this process, is that I enjoy doing what I do. This is more true than it is cliché. If I want to live a life that is sustainable for me I should be motivated and content with what I am creating. This supports my creativity, reduces insecurity and fear, but above all attracts positivism from the world around me.

Then, another thing that is critical, is to let go of the idea of retirement. From my perspective, retirement is the biggest anticlimax built in to our working society. Not before my 65th birthday when my body starts failing me, I am “free” to do what I want. Ultimately living with the physical and mental consequences of having been enslaved to this idea all my life. However, when I disconnect my purpose from money and I am concentrating on creating value doing something I love, I see no reason to stop when I am 65. Simultaneously, when I am young and physically strong there are so many things to enjoy I can not at that time. I believe it better to use these opportunities now and to not worry about the effect this might have on my retirement. As things go, my future I am creating today.

My final point is, that I believe there is no gain above a certain living standard. Once I have a safe and comfortable place to live, hopefully in an area I love, quality food to enjoy, means of transport, and I am lucky enough to be able to acquire the usual technologies, I do not see my quality of life increasing after that. I can turn my Fiat in to a Jeep and my Huawei in to the newest Iphone, but what am I really gaining here? The amounts of money I need to spend only make me more afraid of what might happen because I spent so much in the first place.

I think everybody should find their own balance between value and money. Nevertheless, I believe it is important to take in to account the false perspective that was drawn in my life. When I break down these walls I am more free to chose my own direction. Maybe even taking in to account that all I need to live a happy healthy life is whole food, physical activity, social contact and purpose.

Value and Money (1)

The subject of value and money has been playing around my mind for a long time. How can I live without money being the main motivation in my decisions? This used to be an interesting discussion point among friends. At that time, I was already aware of how money corrupts life. Consecutively, I chose a standpoint that was more directed at denying the existence of money, than actually dealing with it the way it is. I usually ended up saying things like: “I don’t like money and our monetary system. I don’t want to think about it, and I rather have nothing to do with it”.

Where I grew up in North-Western Europe, it was easy to create convictions like these. As things go, the consequences of not having money I never experienced. Over there, I used to live in a protected society where people living on the street, still have better chances than the majority of the people living in this world.

Nevertheless, I still disagree on the value that we have given money. I do understand now though, that to live the life I want to, I have to accept at least part of the value we ascribe to it. Next, it also made me realize that I should value more what I already have. At the same time, not being afraid to seize the opportunities given to me. To live on an island alone, might solve the issue of having to deal with money. However, this would also mean that I lose the possibility on using the opportunities that result from having it. I realized that I rather try to show how to live and value money differently within society, than to live on the outside denying it as a whole.

When discussing this subject over the previous half year, people would often remind me that you have money. Even when I do not, there are friends, family and a safety net provided by the government waiting for me in the Netherlands. This means, that the lowest life standard experienced by me, will still be above what the majority of the world population currently enjoys. Now, it is not just that I am aware of these inequalities, I also was in situations where I actually experienced them. Consecutively, the aforementioned comments sometimes made me feel guilty. It is quite easy for me to be critical of the monetary system, while being on the safe side within it. Should I not be living on the street to give my ideas some real credit? I concluded in the end, that I do not need to.

The awareness of the fact that I am positively predisposed in our world, just because I grew up in North-Western Europe, has made me realize that every opportunity I get is worth twice as much. Also, it does not make sense to me to live a life where I feel sorry for the chances other people did not get. It is easy to develop depressed feelings living with this awareness. I do believe however, that by showing that I can live happy with my values, there is a higher chance that somebody else copies them. There are enough people feeling depressed and unsatisfied already. Regardless, of the amount money in their bank account. Interestingly, a lot of people feeling this way in developed countries, turn out to be in some way or another, enslaved to the idea that money holds value.

In reality though, money by itself has no value. It only holds value as long as we believe it. The 50 euro note is not worth anything by itself. I can hardly hold it up to stop the rain from dropping on my head, or to use it as paper to write an important message upon. A thick woolen sweater on the other hand, will warm my body if I believe it or not, just like a roof on top of my house will keep me dry and a banana will always be able to provide my body with energy. As long as I keep believing money holds value by itself though, it is hard to put it into perspective. Once I flip this idea, I might be able to find ways to not see money as the sole condition to acquire anything of value.

In conclusion this means, as long as I want to be part of the current world we live in, I believe that I cannot deny that money exists nor cut it out of life entirely.  However, I can change the value it holds in my own life. If everybody else still thinks it is the most important base to decide upon, does not mean it should be for me.

Next week I will continue with this topic and explain how I try to find the right balance between value and money in my life.